Investment Options

The information below displays the investment options available under the Plan. You can choose from a menu of investment options that cover the risk/reward spectrum allowing you to select from conservative choices, moderate growth and income funds, or aggressive growth opportunities in both U.S. and international markets. International investing involves special risks such as currency fluctuation, lower liquidity, political and economic uncertainties, and differences in accounting standards.

For each investment option, click on the fund name to open a fund fact sheet that provides important information about the investment option, including fund expenses. Each investment option has a numeric fund code you will need when making investment changes on-line or via telephone.

You should consider the investment objectives, risks, and charges and expenses of the mutual funds offered through a retirement plan, carefully before investing. The fund prospectuses and information booklet containing this and other information can be obtained by contacting your local representative. Please read the information carefully before investing.

While reviewing the fund fact sheets below, please also review the Disclosure Glossary document that provides information on types of investment risks, investment types and a glossary of terms and statistics. The document also provides instructions about how to obtain any underlying fund prospectus.

Mutual funds under a custodial or trust account agreement are intended as long-term investments designed for retirement purposes. Account values fluctuate with market conditions, and when surrendered, the principal may be worth more or less than the original amount invested. A group fixed annuity is an insurance contract designed for investing for retirement purposes. The guarantee of the fixed account is based on the claims-paying ability of the issuing insurance company. Although it is possible to have guaranteed income for life with a fixed annuity, there is no assurance that this income will keep up with inflation. Money taken from the plan will be taxed as ordinary income in the year the money is distributed. An annuity does not provide any additional tax benefit, as tax deferral is provided by the Plan. Annuities may be subject to additional fees and expenses, to which other tax-deferred funding vehicles may not be subject. However, an annuity does offer other features and benefits, such as lifetime income payments and death benefits, which may be valuable to you.

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Please enter Voya in the text box below to view the Fund Fact Sheets.


Fund NumberInvestment Options
Stability of Principal
1317 Voya Stable Value Fund 50 CIT
Bonds
3223 DFA Inflation-Protected Securities Portfolio - Inst Class
6589 Prudential High Yield Fund - Class Q
3309 Vanguard® Intermediate-Term Bond Index Fund - Admiral™ Sh
6985 Vanguard® Long-Term Investment-Grade Fund - Admiral™ Share
3314 Vanguard® Short-Term Bond Index Fund - Admiral™ Shares
3525 William Blair Bond Fund - Institutional Class Shares
Asset Allocation
791 Vanguard® Target Retirement 2015 Fund - Investor Shares
1296 Vanguard® Target Retirement 2020 Fund - Investor Shares
926 Vanguard® Target Retirement 2025 Fund - Investor Shares
1297 Vanguard® Target Retirement 2030 Fund - Investor Shares
793 Vanguard® Target Retirement 2035 Fund - Investor Shares
1298 Vanguard® Target Retirement 2040 Fund - Investor Shares
794 Vanguard® Target Retirement 2045 Fund - Investor Shares
1299 Vanguard® Target Retirement 2050 Fund - Investor Shares
2473 Vanguard® Target Retirement 2055 Fund - Investor Shares
3447 Vanguard® Target Retirement 2060 Fund - Investor Shares
795 Vanguard® Target Retirement Income Fund - Investor Shares
Large Cap Value
1990 American Funds Washington Mutual Investors FundSM - R-6
3737 DFA U.S. Large Company Portfolio - Institutional Class
1224 TIAA-CREF Social Choice Equity Fund - Institutional Class
899 Vanguard® 500 Index Fund - Admiral™ Shares
Large Cap Growth
1949 American Funds AMCAP Fund® - Class R-6
Small/Mid/Specialty
3484 DFA Global Real Estate Securities Portfolio - Inst Class
3226 DFA U.S. Core Equity 2 Portfolio - Institutional Class
2566 DFA U.S. Targeted Value Portfolio - Institutional Class
828 Vanguard® Explorer™ Fund - Admiral™ Shares
Global / International
1723 American Funds EuroPacific Growth Fund® - Class R-6
1911 DFA Emerging Markets Portfolio - Institutional Class
9889 Vanguard® Total International Stock Index Fund - Admiral™

Not FDIC/NCUA/NCUSIF Insured | Not a Deposit of a Bank/Credit Union | May Lose Value | Not Bank/Credit Union Guaranteed | Not Insured by Any Federal Government Agency

Insurance products issued by Voya Retirement Insurance and Annuity Company, One Orange Way, Windsor, CT 06095-4774. Securities are distributed by Voya Financial Partners, LLC (member SIPC). Custodial account agreements or trust agreements are provided by Voya Institutional Trust Company. Insurance obligations are the responsibility of each individual company. All companies are members of the Voya® family of companies. Securities may also be through other broker-dealers with which Voya has selling agreements. Product and services may not be available in all states. CN-0315-13077-0417